ChatGPT 能替您投资吗？探讨人工智能在个人理财中的作用
我很想知道 ChatGPT 或类似的 AI 工具是否真能代表用户进行投资操作。像 ChatGPT 这样的人工智能能否做出投资决策、管理投资组合或为个人执行交易？当前的能力与局限性分别是什么？此外，是否有值得信赖的服务将人工智能整合到自动化投资中？期待社区的见解与经验分享！
Victoria Coleman
March 9, 2026 at 02:26 PM
我很想知道 ChatGPT 或类似的 AI 工具是否真能代表用户进行投资操作。像 ChatGPT 这样的人工智能能否做出投资决策、管理投资组合或为个人执行交易？当前的能力与局限性分别是什么？此外，是否有值得信赖的服务将人工智能整合到自动化投资中？期待社区的见解与经验分享！
添加评论
评论 (5)
Be cautious about sharing sensitive financial information with AI chatbots. They don’t store personal data, but it's better to be safe.
You can ask ChatGPT for investment ideas or to explain concepts, but always double-check and don't rely solely on it for financial decisions.
ChatGPT itself can't invest money or execute trades because it doesn't have access to financial accounts or real-time market data. It's more of a tool for providing information and answering questions.
I've used robo-advisors that leverage AI to manage my portfolio, but ChatGPT is not designed to handle actual investments or financial transactions.
There are promising developments in AI-driven investing, but human oversight is still essential to avoid risks and ethical issues.